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“It is best not to put all of one’s eggs into one basket!” This is most likely a statement that you may have heard many times throughout your life and when it comes to investing, this statement is a reality. Diversifying one’s investments is the main factor in making a success when it comes to investing. All of the people who have made great returns from their monies have been seen to develop investment portfolios that operate in different market sectors and we advise that you should do the same too!

Developing a varied investment portfolio might include purchasing various shares and stocks that come from companies that operate in different business sectors. Methods used to achieve the desired objective may consist of buying government bonds, putting funds in money market accounts or maybe even into property i.e. buy to lets, houses of multiple occupancy [HMOs] and also the standard buying and renting out homes. The key is to invest in different market sectors.

Over time all of the data shows that those who savvy investors who take the time to develop investment portfolios that are well diversified on average experience more stable & consistent returns on their investments this is when compared to those investors who happen to put their monies in one investment vehicle. By investing in those companies that operate in different market sectors [industrial, retail, consumer, business to business etc, etc] will mean that your risk factor is lower too.

For example if you have invested all of your money in one company and that company’s shares goes down, you will lose some, a lot or all worst case all of your funds. Looking at this from another perspective if you happen to have invested in say shares from ten different companies and nine are doing well while one plunges averages say that you will still make some money or your losses will be minimized..

A good investment diversification portfolio will include a number of fundamentals e.g. they will include stocks & shares, bonds, property and of course cash!! It may take time to develop a fully diversified investment portfolio. Depending on how much you have to invest at the outset you may have to start small say only investing in cash and then go onto invest in maybe property over times.

This methodology may prove to be fine – however if you can split the investments that you make at the start – it will be a fact that your risk of losing your money will be much lower and as time passes you will see increasingly more attractive returns from your monies.

The finance experts also say that you should spread your investment monies evenly among your chosen investments targets. Put another way – if you happen to start with an investment fund of £100000 & invest £25000 in stocks and shares, £25000 in property, £25000 in bonds & then decide to invest the other £25000 in a savings account that pays a decent amount of interest.

This is the foundation to building a long term diversified investment portfolio and we see property to be one of the most tried to tested methods for delivering outstanding returns on ones investment funds.

Cyprus is unique when it pertains to natural beauty and is endowed with fascinating natural attractions and tourist spots. Cyprus is a best-selling holiday spots, especially for Europeans. This island gets more than 300 days of sunshine, and has a very friendly population that speaks English to a sufficient level to being able to communication with tourists. The Cyprus real estate market has significantly increased since the country became a member of the EU with a lot of international buyers buying second homes on the beautiful island. Cyprus is among the most recommend places to invest in however there are a few reminders to note of before buying Cyprus real estate.

During my research to purchase my own villa in Cyprus, there were several things that I had considered before getting my property in Cyprus. You need to realize that purchasing a property from abroad isn’t really simple and you must be organized and have a good plan. The first thing you need to do is to get acquainted with Cyprus real estate.

There are many Cyprus realty tips that you need to know prior to buying a property or making an investment in this wonderful country. You need to commit some time to research Cyprus real estate so you will be better prepared for it. Buying real estate anywhere is complicated and confusing especially if you have no prior experience and knowledge and what can be worse is you are in a foreign land. The most crucial thing in real estate purchasing is to get a hold of an experienced and registered real estate agent and an experienced local, English-speaking attorney who is honest, and wants to protect your own interests. This will help you to avoid potential conflicts. You need to also keep in mind a few other important tips in order to get the best real estate locations and property in Cyprus.

You must understand everything about mortgages and home purchasing prior to signing any types of documents or contracts. You need to also get an appraisal of the property to be sure you’re not overpaying for it. Talk with a few other real estate companies to make sure you are getting the best price possible.

Cyprus Real Estate market

Cyprus real estate is growing and increasingly becoming popular. It is essential that you plan ahead for you to get the best rate of the properties as the demand grows; the price of these properties grows as well. This has become especially more evident now that Cyprus has become a member of European Union. Since then, Cyprus is in the top choices for investors and vacationers due to its countless attractions and beauty as well as the endless possibilities in investment returns.

The property trends now in Cyprus are on the buyers’ side since the banks are willing to extend credit to those who want to invest in the real estate market.

Buying property in Cyprus

In Cyprus there are some limitations on non-EU property investors, International buyers from non-EU countries must get a permit from the Council of Ministers prior to continuing with their buy. Additionally, a non-EU citizen may only buy an apartment, or a house or villa which does not surpass 4,014 square meters or is currently under development.

The application to buy a property may take between 2 to 3 months, to process and must be accompanied with documents, like a bank statement showing financial stability, a clean criminal record, and a purchase agreement for the property is also required. Since citizens from the European Union and Cypriots have the same rights they are allowed to purchase property freely in Cyprus unlike non EU citizens.

Types of Property Deeds

There are two kinds of deeds available in Cyprus that you need to know, freehold and leasehold. The difference is that in the arrangement of a leasehold ownership the buyer will only own the real estate for a set amount of years. Always check with your real estate agent, developer and in the end your solicitor to determine that your property is freehold.

Cyprus is really a beautiful destination not just for living, retirement and holiday but also a great place to investment. As a result of this the rush to invest in prize properties and realty are obvious in this country. Remember it is best to get the services of Cyprus realtor so as to avoid all conflicts and to get advice on the right investments that are capable of giving good returns in the future.

Let’s be serious for a minute, buying a villa in Cyprus is a dream for many people. The last thing you need when you make a decision like this is the hassle of dealing with every bit of paperwork, legality or phone call. Let the professionals do the ground work for you.

When you consider moving to somewhere as beautiful as Cyprus, the most important thing on your mind should be the relaxing atmosphere, the great food and the fantastic people.